The cost of your treatment may vary, depending on your individual needs and treatment plan. The team at Legacy Oral Surgery will discuss the cost of your treatment and each of your available payment plan options with you before you begin treatment so you can make the best choice for yourself, your smile, and your family.
AFFORDABLE FINANCING
Understanding that not all procedures are fully covered by insurance, Legacy Oral Surgery Group offers multiple financing options to make treatment accessible. We work with Cherry and CareCredit, two trusted healthcare financing companies that specialize in medical and dental procedures. We use CareCredit as a last resort at the request of the patient, while Cherry is our preferred financing partner.
Healthcare Financing Benefits
Both Cherry and CareCredit offer promotional financing plans that can make larger procedures more manageable through monthly payments. These programs typically feature low-interest or interest-free promotional periods for qualified applicants. Patients can often receive approval within minutes and use their financing immediately for treatment.
The application process is straightforward and can often be completed online or in our office. Our financial coordinators are available to walk you through the options and help determine which financing solution best fits your budget and treatment timeline.
Insurance Coverage We Accept
Legacy Oral Surgery Group maintains extensive relationships with most PPO insurance providers to maximize coverage options for our patients. We are in-network with almost all PPO insurances, giving patients access to negotiated rates and streamlined claim processing. The only insurance we are completely out of network with is Aetna, though we have in-network providers for every other insurance plan.
Our accepted insurance providers include Clover, MetLife, Cigna, Delta Dental, Horizon/Anthem BCBS, Horizon NJ Family Care, Principal, and United Healthcare (PPO and NJ Community Plan). Additionally, we work with GEHA for federal employees and their families. Before your treatment, we calculate portions owed and provide patients with accurate estimates of what portion will be covered by insurance and what portion they will be responsible for.
When planning your oral surgery, our team verifies benefits and provides detailed treatment estimates to help you understand your coverage. According to the National Institute of Dental and Craniofacial Research, dental care costs have increased 30% over the past 20 years, making it essential to maximize your insurance benefits and explore all available financing options.
Payment Options & Policies
Beyond insurance and financing, Legacy Oral Surgery Group accepts all major credit card companies including Visa, American Express, Mastercard, and Discover. We also accept Care Credit and Cherry financing for patients who qualify. For patients who prefer to pay directly, we offer in-house financing on a case-by-case basis, though this is not something prominently advertised on our website.
Our financial team works closely with each patient to create payment arrangements that work within their budget. We believe that financial constraints should not delay necessary oral surgical treatment, which is why we provide multiple pathways to make care accessible.
Cost Transparency
We provide detailed cost estimates before any procedure, ensuring patients understand the full scope of their financial responsibility. Our estimates include the surgical fee, anesthesia costs when applicable, and any necessary follow-up appointments. We also clearly explain what insurance will cover versus out-of-pocket expenses.
For complex procedures like dental implants or corrective jaw surgery, we break down costs by phase of treatment so patients can plan accordingly. This transparency helps eliminate surprise charges and allows patients to make informed decisions about their care.
Making Your Oral Surgery Affordable
Legacy Oral Surgery Group’s commitment to accessible care extends beyond just accepting insurance and offering financing. Our experienced oral surgeons work efficiently to minimize treatment time while maintaining the highest standards of care, which can help reduce overall costs.
We also coordinate care to maximize insurance benefits across different plan years when appropriate. For extensive treatments requiring multiple phases, our team can help sequence procedures to optimize coverage and minimize out-of-pocket expenses.
CONVENIENT ONLINE SERVICES
With just the simple click of a mouse, our secure online service allows you to:
- View your appointment and account information at any time
- Sign up for email or text appointment reminders
- Check your payment history and see current charges
- Print out flex spending reimbursement and tax receipts
If you do not have a patient login, please let us know at your next appointment, and we will gladly help you set up your personal account.
Schedule Your Consultation Today
At Legacy Oral Surgery Group, we believe every patient deserves access to exceptional oral and maxillofacial surgery regardless of their insurance situation. Our financial coordinators are ready to verify your benefits, explain your coverage, and help you explore financing options that make your treatment plan achievable. Contact our office today to discuss your insurance coverage and financing options for your upcoming oral surgery procedure.
